Sunday, August 11, 2013






CHAMA Cha Mapinduzi (CCM) Dar es Salaam Region Chairman Ramadhani Madabida and four other appellants have asked the Court of Appeal to revise the High Court’s Commercial Division judgment, requiring them to pay 699m/- debt to Stanbic Bank Tanzania Limited.
Through their advocate, Dennis Msafiri, the appellants told Justices Steven Bwana, Semistocles Kaijage and Kipenka Mussa that the trial judge committed errors in ruling in favour of the bank, by holding that a document titled “Debt Settlement Agreement” was not an acknowledgment of debt.
The advocate for the appellants also comprising Salum Shamte, Pharmaceutical Investment Limited, Mpewani Trading Company Limited and Global Trading Company Limited, submitted that trial judge also erred in admitting the document and another one titled “Debt Restructuring Agreement” in evidence.
Giving an example on the Debt Settlement Agreement, Mr Msafiri submitted that an objection was raised to its admissibility on grounds that it was unstamped and subjected to stamping during the trial as such a course was not allowed under the provision of Section 47 (1) of the Stamp Duty Act.
The counsel further told the justices that the trial court erred in law in holding that the suit was not barred by time limitation and wrongly held that the suit was proved notwithstanding absence and production of primary agreement or agreements evidencing loan transactions.
However, advocate for the Bank, Mr Dilip Kesaria, requested the justices of the appeals court to dismiss with costs the appeal in question. “The judgment sought to be appealed is good and sound (one) based on the pleaded facts, evidence at trial and the applicable laws and should be allowed to stand,” he said.
Regarding the “Debt Settlement Agreement,” the advocate submitted that it was plainly and obviously an agreement relating to the rescheduling of Pharmaceutical Investment Limited’s repayment obligation in settlement of its debt and provided for a new repayment schedule. “It is a debt Settlement Agreement and not Acknowledgement of Debt as correctly held by the learned trial judge,” said Mr Kesaria.
He said having so held, the trial judge followed established legal principles of permitting the Bank to pay the requisite Stamp Duty before allowing its admission in evidence. The counsel further submitted that the suit was filed within the time limit because where there was continuing breach of contract, as was the case in the matter, a fresh period of limitation accrues every moment of time during which the breach arises.
“Pursuant to Section 27 (3) of the Law of Limitation Act, there is a fresh accrual of a right of action on the date of the acknowledgment of debt in the year 2007, being the same year in which the suit in the lower court was commenced by the respondent (Stanbic Bank) herein,” he submitted.
On May 22, 2009, High Court Judge Frederick Werema ordered the appellants to pay Stanbic Bank a total of 699,860,717/- after he was satisfied that the bank granted credit facility to Pharmaceutical Investment Limited as principal borrower, while Madabida and the others executed guarantees.
Judge Werema said there was debt restructuring agreement, which was signed by Mr Madabida as the Managing Director for and on behalf of Pharmaceutical Investment Limited.
It was alleged that as of October 31, 2003, the quantum of the debt stood at 1,110,444,611/66. Such amount was rescheduled by reducing it to 971,861,047/93 and was further scaled down to 800m/- on May 24, 2004. Due to inability of the company to pay the debt, a further rescheduling reduced it to 529m/-. The plaintiff had pleaded in the suit that the quantum of the debt as of August 31, 2007 was 699,807,717/-.

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